2026 South Florida real estate predictions

South Florida’s housing market remained largely “frozen” in 2025, with low inventory, high prices and relatively expensive mortgage rates pushing home sales down and keeping many first-time buyers out, as their share hit a record low and their median age reached 40. For 2026, local brokerage leaders, lenders and developers expect cautious improvement: recent and anticipated Fed rate cuts, some price softening and a gradual increase in listings could nudge the market back toward a more normal, pre-pandemic rhythm. Their predictions point to modestly better opportunities for buyers and agents across sales, mortgage lending and specific residential segments, but they also stress that affordability challenges and broader economic uncertainty mean 2026 is more likely to be a slow thaw than a full-blown boom. For more inforation click here.