Florida Housing Outlook 2026: Stabilization, Buyer Leverage, and High Land Costs

Florida’s housing market cooled through 2025, giving buyers more leverage, but early signs of stabilization point to renewed momentum in 2026—supported by easing mortgage rates, steady population growth, and a pickup in international buying, with expectations of modest price growth. In South Florida, conditions have recently favored buyers due to high insurance and mortgage costs plus condo-market uncertainty, though lower rates could shift dynamics later in 2026. The update also flags ongoing pressure points: some seasonal foreign owners are trying to sell but finding it difficult, a push for major property-tax changes in 2026, and a data point showing Florida among the most expensive states for land (about $696,700 per acre on average). for more information click here.